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Imagine there is a bank that credits your account each morning with $86,400.
It carries over no balance from day to day.
Every evening it deletes whatever part of the balance you failed to use during the day. What would you do?
Draw out every cent, of course!!!!

Each of us has such a bank.
Its name is TIME.
Every morning, it credits you with 86,400 seconds.
Every night it writes off, as lost, whatever of this you have failed to invest to a good purpose.
It carries over no balance.
It allows no overdraft.
Each day it opens a new account for you.
Each night it burns the remains of the day.
If you fail to use the day's deposits, the loss is yours.
There is no going back.
There is no drawing against the "tomorrow".
You must live in the present on today's deposits.
Invest it so as to get from it the utmost in health, happiness, and success!
The clock is running.

Make the most of today!

Yesterday is history.
Tomorrow is mystery.
Today is a gift.
That's why it is called the Present
Treasure it!

To realize the value of one year: Ask the student who has failed his final exam.

To realize the value of one month: Ask the mother who has given birth to a premature baby.

To realize the value of one week: Ask an editor of a weekly newspaper.

To realize the value of one day: Ask the daily wage laborer who has 10 kids to feed.

To realize the value of one hour: Ask the lovers who are waiting to meet.

To realize the value of one minute: Ask a person who has missed the train, the bus, or the plane.

To realize the value of one second: Ask a person who has survived an accident.

To realize the value of one millisecond: Ask the person who has won a silver medal in the Olympics.

Time waits for NO ONE

Treasure every moment you have.

( Author Unknown) (submitted by Brad Johnson)

" WAIT "

Desperately, helplessly, longingly, I cried:
Quietly, patiently, lovingly God replied.
I pled and I wept for a clue to my fate,
And the Master so gently said, "Child, you must wait".
"Wait? You say, wait! " my indignant reply. "Lord, I need answers, I need to know why!
Is your hand shortened? Or have you not heard? By Faith, I have asked, and am claiming your Word.
My future and all to which I can relate hangs in the balance, and YOU tell me to WAIT?
I'm needing a 'Yes', a Go-Ahead sign, or even a 'No' to which I can resign.
And Lord, You promised that if we believe we need but to ask, and we shall receive. And Lord, I've been asking, and this is my cry:
"I'm weary of asking! I need a reply!! "

Then quietly, softly, I learned of my fate As my Master replied once again,
"You must wait."
So, I slumped in my chair, defeated and taut and grumbled to God, "So, I'm waiting.... for what?"
He seemed, then, to kneel, and His eyes wept with mine, And he tenderly said,
"I could give you a sign. I could shake the heavens, and darken the sun. I could raise the dead, and cause mountains to run. All you seek, I could give, and pleased you would be. You would have what you want~~But, you wouldn't know Me.
You'd not know the depth of My love for each saint; You'd not know the power that I give to the faint; You'd not learn to see through the clouds of despair; You'd not learn to trust just by knowing I'm there; You'd not know the joy of resting in Me When darkness and silence were all you could see. You'd never experience that fullness of love As the peace of My Spirit descends like a dove;
You'd know that I give and I save.... (for a start), But you'd not know the depth of the beat of My heart or the glow of My comfort late into the night, and the faith that I give when you walk without sight.
The depth that's beyond getting just what you asked Of an infinite God, who makes what you have LAST!
You'd never know, should your pain quickly flee, What it means that "My grace is sufficient for Thee."
Yes, your dreams for your loved one overnight would come true,
But, Oh, the Loss--If I lost what I'm doing in you!

So, be silent, My Child, and in time you will see
That the greatest of gifts is to get to know Me.
And though oft'to you My answers may seem terribly late,
My most precious answer of all is still,

--Author Unknown


Sit still, my children! Just sit calmly still!
Nor deem these days--these waiting days--as ill!
The One who loves you best, who plans your way,
Has not forgotten your great need today!
And, if He waits, it's sure He waits to prove
To you His tender child, His heart's deep love.

Sit still, my children! Just sit calmly still!
You greatly long to know your dear Lord's will!
While anxious thoughts would almost steal their way
Corroding within, because of His delay--
Persuade yourself in simple faith to rest
That He, who knows and loves, will do the best.

Sit still, my children! Just sit calmly still!
Nor move one step, not even one, until
His way has opened. Then, ah, then how sweet!
How glad your heart, and then how swift your feet,
Your inner being then, ah then, how strong!
And waiting days not counted then too long.

Sit still, my sons & daughters! Just sit calmly still!
What higher service could you for Him fill?
It's hard! ah yes! But choicest things must cost!
For lack of losing all how much is lost!
It's hard, it's true! But then--He gives you grace
To count the hardest spot on the sweetest place.
- J Danson Smith

Encourage one another daily , while it is still called Today" Hebrews 3:13


My brother-in-law opened the bottom drawer of my sister's bureau and lifted out a tissue-wrapped package.

"This," he said,"is not a slip. This is lingerie."
He discarded the tissue and handed me the slip.
It was exquisite; silk, handmade and trimmed with a cobweb of lace.
The price tag with an astronomical figure,on it was still attached.

"Jan bought this the first time we went to New York, at least 8 or 9 years ago.
She never wore it.
She was saving it for a special occasion.
Well, I guess this is the occasion."

He took the slip from me and put it on the bed with the other clothes we were taking to the mortician.
His hands lingered on the soft material for a moment, then he slammed the drawer shut and turned to me.
"Don't ever save anything for a special occasion.
Every day you're alive is a special occasion."

I remembered those words through the funeral and the days that followed when I helped him and my niece attend to all the sad chores that follow an unexpected death.
I thought about them on the plane returning to California from the Midwestern town where my sister's family lives.
I thought about all the things that she hadn't seen or heard or done.
I thought about the things that she had done without realizing that they were special.

I'm still thinking about his words, and they've changed my life.
I'm reading more and dusting less.
I'm sitting on the deck and admiring the view without fussing about the weeds in the garden.
I'm spending more time with my family and friends, and less time in committee meetings.

Whenever possible, life should be a pattern of experience to savor, not endure.
I'm trying to recognize these moments now and cherish them.
I'm not "saving" anything;
We use our good china and crystal for every special event-such as losing a pound, getting the sink unstopped, or the first Camellia blossom.

I wear my good blazer to the market if I feel like it.
My theory is if I look prosperous, I can shell out $28.49 for one small bag of groceries without winching.
I'm not saving my good perfume for special parties.
Clerks in hardware stores and tellers in banks have noses that function as well as my party-going friends.

"Someday" and "one of these days" are losing their grip on my vocabulary.
If it's worth seeing or hearing or doing, I want to see and hear and do it now.
I'm not sure what my sister would have done had she known that she wouldn't be here for the tomorrow we all take for granted.
I think she would have called family members and a few close friends.
She might have called a few former friends to apologize and mend fences for past squabbles.
I like to think she would have gone out for a Chinese dinner, her favorite food.
I'm guessing-I'll never know.

It's those little things left undone that would make me angry if I knew that my hours were limited.
Angry because I put off seeing good friends whom I was going to get in touch with-someday.
Angry because I hadn't written certain letters that I intended to write-one of these days.
Angry and sorry that I didn't tell my husband and daughter often enough how much I truly love them.

I'm trying very hard not to put off, hold back, or save anything that would add laughter and luster to our lives.
And every morning when I open my eyes, I tell myself that it is special.

Every day, every minute, every breath truly is...a gift from God.
You've got to dance like nobody's watching, and love like it's never going to hurt.
People say true friends must always hold hands,
but true friends don't need to hold hands because they know the other hand will always be there.

Author--Anne Wells

Time Management

One day, an expert in time management was speaking to a group of business students and, to drive home a point, used an illustration those students will never forget.
As he stood in front of the group of high-powered overachievers he said, "Okay, time for a quiz" and he pulled out a one-gallon, mason jar and set it on the table in front of him.
He also produced about a dozen fist-sized rocks and carefully placed them, one at a time,into the jar.
When the jar was filled to the top and no more rocks would fit inside, he asked,
"Is this jar full?" Everyone in the class yelled, "Yes."
The time management expert replied, "Really?"
He reached under the table and pulled out a bucket of gravel. He dumped some gravel in and shook the jar causing pieces of gravel to work themselves down into the spaces between the big rocks.
He then asked the group once more, "Is the jar full?"
By this time the class was on to him.
"Probably not," one of them answered.
"Good!" he replied.
He reached under the table and brought out a bucket of sand.
He started dumping the sand in the jar and it went into all of the spaces left between the rocks and the gravel.
Once more he asked the question, "Is this jar full?"
"No!" the class shouted.
Once again he said, "Good."
Then he grabbed a pitcher of water and began to pour it in until the jar was filled to the brim.
He then looked at the class and asked, "What is the point of this illustration?"
One eager beaver raised his hand and said, "The point is, no matter how full your schedule is, if you try really hard you can always fit some more things in it!"
"No," the speaker replied, "that's not the point.
The truth this illustration teaches us is:
If you don't put the big rocks in first, you'll never get them in at all.
What are the 'big rocks' in your life ??
Time with your loved ones,your faith, your education, your dreams, a worthy cause, teaching or mentoring others?
Remember to put these BIG ROCKS in first or you'll never get them in at all."
--Author Unknown

If Tomorrow never comes........

If I knew it would be the last time that I'd see you fall asleep,I would tuck you in more tightly and pray the Lord your soul to keep.

If I knew it would be the last time that I would see you walk out the door,I would give you a hug and kiss and call you back for one more.

If I knew it would be the last time I'd hear your voice lifted up in praise,I would video tape each action and word,so I could play them back day after day.

If I knew it would be the last time... I could spare an extra minute or two to stop and say "I love you",instead of assuming you would KNOW I do.

If I knew it would be the last time I would be there to share your day...,
well,...I would not just let this one slip away.

But...surely there is always tomorrow to make up for an oversight, and we always get a second chance to make everything right?

There will always be another day to say our "I love you's",and certainly there's another chance to say our "Anything I can do's?"

But just in case I might be wrong, and today is all I get, I'd like to say how much I love you and I hope you never forget!

Tomorrow is not promised to anyone, young or old alike, and today may be the last chance you get to hold your loved one tight.

So, if you're waiting for tomorrow, why not do it today? For if tomorrow never comes you'll surely regret that you didn't take the extra time for a smile, hug or a kiss and you were to busy to grant someone what turned out to be their one last wish.

So hold your loved ones close today, and whisper in their ear, tell them how much you love them and that you'll always hold them dear.

Take the time to say "I'm sorry", "Please forgive me", "Thank you", or "It's OK", and if tomorrow never comes, you'll have no regrets about today.
--Author Unknown